Credit Tip 45: “Damage Points” Data Revealed

For the first time, FICO has opened up some of their secrets so that people can begin to accurately predict how negative behaviors will damage their credit score.FICO’s credit score has been around…Continue

Started by Jason Kaplan Dec 12, 2009.

Credit Tip 44 - Why Is Your Credit Score Low?

Holiday time is approaching and the pattern that I see from my clients is that after the holidays, when buyer’s remorse sets in, a lot of people close their credit cards so that they never overspend…Continue

Started by Jason Kaplan Nov 18, 2009.

Credit Tip 43- Seperate Your Accounts

I just returned from an amazing Credit Law Conference in Las Vegas.Its funny how irony/ coincidence happens but since my stay in the city with ten million wedding chapels, I have received a bunch of…Continue

Tags: rating, your, protect, repair, credit

Started by Jason Kaplan Nov 13, 2009.

Credit Tip 42- Credit Inquiry Facts

I received another frantic phone call today from a potential client thinking that they could not get a car because they had too many inquiries on their credit report. Let me put this in capital…Continue

Tags: inquiries, repair, credit

Started by Jason Kaplan Nov 13, 2009.

Credit Tip 41 - Settle Debt for Deletion ONLY

The U2 concert was amazing. I cannot believe that these guys sold out Giant Stadium 2 nights in a row. Now I am back to work.On today’s agenda I have been doing consultation with new clients and Mrs.…Continue

Tags: bad, restoration, repair, card, credit

Started by Jason Kaplan Sep 26, 2009.

Credit Tip 40 - Patience

Right now, I am standing in line waiting to pick up my U2 tickets for tomorrow night’s concert at Giants Stadium in the Meadowlands, NJ. Luckily, a college friend has a connection for tickets and…Continue

Tags: bad, restoration, repair, card, credit

Started by Jason Kaplan Sep 24, 2009.

Credit Tip 39 - The FICO Pie

What makes up your credit report?Well it depends on what kind of credit report your viewing. There are 3 types of credit reports: consumer reports, financial reports and auto reports. The reports…Continue

Tags: bad, restoration, repair, card, credit

Started by Jason Kaplan Sep 16, 2009.

Credit Tip 38 - Credit Card Rules

Whether or not a credit card company can make changes in your credit card account depends on the fine print that you never read. They can make changes to these terms at any time as long as they…Continue

Tags: bad, restoration, repair, card, credit

Started by Jason Kaplan Sep 14, 2009.

Credit Tip 37 - ID Theft

ID theft is the biggest crime in America. It is important to protect yourself. This translates to every aspect of your life.For example, make sure you take your room key with you whenever you check…Continue

Tags: bad, restoration, repair, card, credit

Started by Jason Kaplan Sep 11, 2009.

Credit Tip 36 - Collection Company Scam

Where there is an in, scammers and con artists will try to take advantage. If you get calls from collection companies you must always have them verify the ownership of the debt before even beginning…Continue

Tags: bad, restoration, repair, card, credit

Started by Jason Kaplan Sep 11, 2009.